About This Course
This course examines the development of federally regulated consumer protection provisions relating to home ownership, including TILA, Regulation Z, HELCPA and HOEPA. Covered is a discussion of the changes to HOEPA in the Dodd-Frank Act, including expanded triggers for determining whether a mortgage transaction falls under HOEPA, and the additional lender requirements and prohibitions under its provisions. Changes in the requirements for escrow accounts conclude the course.